Check if your dental practice qualifies for capital allowances here >>> https://www.dentistswhoinvest.com/chris-lonergan

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UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club

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Planning a dental practice just got more complex—and more important. We break down how the budget’s short‑term optimism and medium‑term caution collide with real decisions on kit, teams, pensions, and profit extraction. From capital allowances and EV incentives to dividend tax and threshold freezes, we translate policy shifts into practical steps for owners and associates who want to protect margins and invest with confidence.

We start with the economic backdrop: markets liked the upgraded growth for the coming year, but projections ease off later, and much of the Chancellor’s headroom leans on fiscal drag through 2030. That context matters when deciding whether to expense equipment now, accept slower writing down relief, or rethink lease strategies. EVs still benefit from 100 percent allowances until 2027, yet a new per‑mile charge is on the horizon, so the timing of vehicle decisions could materially change the outcome.

On people and pay, the minimum wage rise for younger workers will ripple up pay bands, while tightening around pension salary sacrifice adds NI costs for both sides, blunting a once‑efficient retention tool. For clinicians using companies, the dividend tax rise narrows the gap with sole trading, pushing many to leave profits in the business and deploy them via corporate investment structures. With an extra 2 percent coming to personal rental and savings income from 2027, moving or holding assets within companies can preserve flexibility, though capital gains and transaction costs must be modelled.

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Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.

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